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Target

One-Stop Shop for Everything

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Offers a wide range of products from groceries to electronics, both online and in-store.

With 4 active reward layers, Target is one of the stronger stacking opportunities available. The combined stacking potential currently totals approximately 17%, with Top Cashback offering the best portal rate at 2%. Historically, Target's rates peak around September, with maximums reaching 15%. Maximizing returns at Target requires combining all available layers rather than relying on any single channel.

Reward Profile Full Stack
Rate StabilityRates vary significantly — timing matters
Low
Portal SpreadModerate variance across portals
Medium
Gift CardsUp to 7.5% off from 7 providers
High
Stacking Layers4 layers available for stacking
High

With 4 reward layers available, there’s a lot to optimize. Explore each section below, then sign up to personalize your stack at Target.

Best Portal Rate
2%
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Top Cashback

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AI Deal Insights
Spike Deal Above Normal More signals
Best Gift Card
6%
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Arbitrage Card

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Portal Rates

Gift Card Discounts

Category
6%
Was 5.5%
Gift Card
5%
Was 4%
Gift Card
5%
Was 5%
Gift Card
4.5%
Was 4.5%
Gift Card

Rate History

7-Day Avg

2%
+125%
Premium

30-Day Avg

2%
+125%
Premium

1-Year Avg

2%
+125%

Rate Comparison

Current
4.5%
7-Day
2%
30-Day
2%
1-Year
2%

Similar Stores

Best Credit Cards for Target (Target bonus)

About Target Cashback

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