Streaming Music, Sports & Podcasts
Entertainment & MediaOffers a variety of music, sports, and talk radio streaming services.
SiriusXM's reward profile includes a solid gift card discount layer on top of portal cashback. The best gift card discount of 6% adds a meaningful layer on top of the 6% portal rate at Fluz. Historically, SiriusXM's rates peak around November, with maximums reaching 7.5%. Gift card availability fluctuates, so checking multiple providers helps secure the best discount.
Reward Profile Gift Card Play
Rate StabilityRates vary significantly — timing matters
LowPortal SpreadNarrow spread — most portals offer similar rates
LowGift CardsUp to 5.5% off from 3 providers
HighStacking Layers3 layers available
MediumDiscounted gift cards provide an extra savings layer at SiriusXM. Browse all 2 providers below alongside portal rates.
Portal Rates
Gift Card Discounts
Rate History
7-Day Avg
5.5%
+9%
Premium
30-Day Avg
5.5%
+9%
Premium
1-Year Avg
1.5%
+300%
Rate Comparison
Current
6%
7-Day
5.5%
5.5%
1.5%
Similar Stores
Best Credit Cards for SiriusXM (Streaming Services bonus)
About SiriusXM Cashback
Yes — returning items to SiriusXM generally reverses the cashback for those items. The portal loses its commission on returns, so the cashback is deducted from your pending balance. Exchanges may or may not affect cashback depending on the portal's policy.
Similar stores with cashback include Qobuz UK, Qobuz, Disctopia US. Check their rates to see if you can save more.
As a Entertainment & Media retailer, SiriusXM competes with other stores in the same category for cashback rates.
Consider the American Express Blue Cash Preferred from American Express for SiriusXM — it earns 6% in Streaming Services. Stack it with a shopping portal for maximum rewards.
CashBackStacks' Portfolio Optimizer analyzes your shopping habits and recommends the best combination of credit cards to maximize rewards across your most-visited stores including SiriusXM. Input your stores and spending, and it finds the optimal card mix.
At 6%, SiriusXM's cashback rate is above the 30-day average of 5.5%, suggesting rates are trending upward.
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