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Microsoft Store's reward profile includes a solid gift card discount layer on top of portal cashback. With gift card discounts reaching 20.3% across 1 provider, combining gift cards with portal cashback can significantly improve total savings. Promotional rate spikes occur roughly once per year, lasting about 4 days on average. Gift card availability fluctuates, so checking multiple providers helps secure the best discount.

Reward Profile Gift Card Play
Rate StabilityRates fluctuate moderately over time
Medium
Portal SpreadNarrow spread — most portals offer similar rates
Low
Gift CardsUp to 18.8% off available
Medium
Stacking Layers4 layers available for stacking
High

Discounted gift cards provide an extra savings layer at Microsoft Store. Browse all 1 providers below alongside portal rates.

Portal Rates

3.5%
up to
Cashback

Gift Card Discounts

Category
20.3%
Was 20%
Gift Card

Rate History

7-Day Avg

3%
+17%
Premium

30-Day Avg

3%
+17%
Premium

1-Year Avg

3%
+17%

Rate Comparison

Current
3.5%
7-Day
3%
30-Day
3%
1-Year
3%

Best Credit Cards for Microsoft Store (Online Retail bonus)

About Microsoft Store Cashback

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