Kate Spade logo

Kate Spade

Kate Spade offers a strong multi-layer stacking opportunity across 4 reward layers. Currently, the best portal rate is 12% via USAA MemberShop, which can be combined with credit card rewards, discounted gift cards, and card-linked offers for a total potential yield of approximately 23%. Historically, Kate Spade's rates peak around November, with maximums reaching 25.3%. Check each layer — portal, card, gift card, and offers — to capture the full combined savings.

Reward Profile Full Stack
Rate StabilityRates vary significantly — timing matters
Low
Portal SpreadWide variance — portal choice matters significantly
High
Gift CardsUp to 3.7% off available
Medium
Stacking Layers4 layers available for stacking
High

This store stacks well across portals, cards, gift cards, and offers. Sign up to build your optimized savings stack, or install the extension to see your total yield as you shop.

Best Portal Rate
12%
USAA MemberShop logo
USAA MemberShop

Click to activate →

AI Deal Insights
Above Normal More signals
Best Gift Card
3.7%
CardCash logo
CardCash

Buy gift card →

Portal Rates

Gift Card Discounts

Category
3.7%
Was 3.5%
Gift Card

Rate History

7-Day Avg

12%
no change
Premium

30-Day Avg

8%
+50%
Premium

1-Year Avg

10%
+20%

Rate Comparison

Current
12%
7-Day
12%
30-Day
8%
1-Year
10%

Best Credit Cards for Kate Spade (Online Retail bonus)

About Kate Spade Cashback

Track This Store

Sign up free to get notified when rates change. Install the extension to see your personalized total stack with cards and offers.