CreditLadder logo

CreditLadder

Build Credit with Rent Payments

Services & Subscriptions

Helps tenants improve their credit scores through rent reporting.

Credit card category selection is the primary optimization lever for CreditLadder purchases. A All Other category card can earn 3.3%, while the best portal rate is $3 via ExtraBux. Over the past year, rates have ranged from 2.4% to 3%. Focus on matching your card's bonus category to CreditLadder's merchant classification.

Reward Profile Card Optimized
Rate StabilityRates are consistent with minimal fluctuation
High
Portal SpreadNarrow spread — most portals offer similar rates
Low
Gift CardsNo gift card discounts currently available
Stacking LayersSingle reward channel only

Portal rates are relatively flat at CreditLadder — the real difference comes from your credit card. Sign up to match your cards and find the best cashback rate.

Best Portal Rate
$3
$3.75 new users
ExtraBux logo
ExtraBux

Click to activate →

AI Deal Insights
More signals

Portal Rates

$3
$3.75 new users
Cashback

Rate History

View Rate History

See how CreditLadder's rates have changed over time across different portals.

Similar Stores

Best Credit Cards for CreditLadder (Insurance bonus)

About CreditLadder Cashback

Track This Store

Sign up free to get notified when rates change. Install the extension to see your personalized total stack with cards and offers.