Citi Prestige
PersonalCiti
$495 Annual Fee
Reward Categories
Airfare
Airfare directly through airlines or via travel agency
Airfare (Portal)
Portal not required
Dining
All purchases
Fast Food
All purchases
Cruises
All purchases
Cruises (Portal)
Portal not Required.
Hotels
All purchases
Hotels (Portal)
Portal not required
All Other
All purchases
Welcome Bonus
Welcome Bonus
$0 Cash Back
No application or product change for this card is available.
Fees & Features
Annual Fee
$495
Foreign Transaction
No Fees
Transfer Partners
Not Available
Travel Portal
Not Available
About the Citi Prestige
Yes — the Citi Prestige's 5% category bonus stacks with shopping portal cashback. Use a portal like Rakuten or TopCashback, pay with your Citi Prestige, and earn both rates on the same purchase. CashBackStacks shows the combined stack for every store.
Add the Citi Prestige to your CashBackStacks wallet by selecting it from the card directory. Once added, your personalized stacks will include the Citi Prestige's category bonuses whenever they apply. No account numbers or sensitive data is needed.
The Citi Prestige has no foreign transaction fees. You can use it for international purchases without any added costs, and your category bonuses still apply on foreign transactions.
The Citi Prestige's 0 cashback welcome offer No application or product change for this card is available. can be very valuable — especially when combined with portal cashback and card-linked offers on your qualifying purchases.
At the card's top earn rate of 5%, you'd need about $9,900 in annual spending in that category to recoup the $495 fee through rewards alone. Sign-up bonuses and perks can offset the fee in year one.
At 1.9¢ per point for travel redemptions, ThankYou Points points can be very valuable. Transfer to airline/hotel partners for potentially even higher value. CashBackStacks normalizes point values so you can compare the Citi Prestige directly against cashback cards.
Ready to Apply?
Citi Prestige - Start earning rewards today
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